While fixed costs are easy to budget, life’s other expenses can present special challenges. Things such as groceries, clothes, and gas can have variable expenses from month to month and unexpected expenses, should be, well, expected. Fortunately, you can still plan ahead for these types of costs and work them into your infiBudget. First, in … Continue reading Planning Your Slush Fund
One of the most important questions to ask when starting something new should be, “What can I expect?” If the new thing is a medication, you ask about any changes you may notice, side effects, drug interactions, etc. If it’s a new service, you’ll want to know how much it will cost and what type … Continue reading The infiBudget in Action!
Now, it's time to make your own infiBudget! What You'll Need: The infiBudget spreadsheet for your current situation (Single or Couple) Your recurring bills Your paycheck 2-3 bank accounts (at least 2 of which are checking accounts) Estimated living expenses for necessities outside recurring expenses (food, clothes, gas, etc.) Optional: Financial tracking software such as … Continue reading Making Your Own infiBudget
What do budgets and diets have in common? If you adhere to a diet, in general you'll become healthier physically and if you adhere to a budget, you'll become healthier financially. However, if a diet is too intrusive, most people will give it up after a short while. Likewise, if making budgets becomes too much … Continue reading Building a Better Budget